"Gennie," said the agent at one of my local Chase branches, "did you know that we now offer this refinance package that doesn't require any documentation?"
"I'm not in a position to refinance now," I say quietly -- poor, unemployed, ashamed to be unemployed, and a little offended that Chase employees call me by my first name (we're not friends, Chase and me) and beginning to get really offended that Chase was promoting a program that led to the economic downfall that cost me my job.
"Not even for a refinance that doesn't require documentation," emphasized the agent.
"No...and honestly I find it kind of scuzzy that Chase is even offering loans without documentation -- that's the stuff that got us into this mess in the first place!" I reply.